Auto Equity Loans vs. Title Loans
Similar to a regular title loan, a revolving auto equity loan at Vancouver Title Loans is based on the positive value of your vehicle. That value is determined by subtracting any outstanding balances or required repairs from the dealer appraised value. This remaining amount is your equity—and that’s what you’re borrowing against.
We typically lend around 50% of your equity, and our revolving programs offer distinct advantages over traditional title loans.
Why Choose Our Equity Program?
- No credit check required
- No proof of income needed
- Optional credit check offers access to longer terms, lower rates, and higher loan amounts
- Revolving credit line available for up to 5 years
- No early repayment penalties
- Payments reported to credit bureaus to help build your credit
- Quick, easy qualification process
- Competitive loan rates
- Vehicles up to 20 years old may qualify (subject to condition and value)
We’re not just another lender — we’re Vancouver’s trusted premium title loan provider. Let’s get you approved today.